Insights

Insights

  • Your Spring Statement update – the key news from the chancellor’s speech

    After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect [...]

    Published On: March 26, 2025
  • Investment market update: February 2025

    After reading headlines throughout February, you might be expecting a gloomy investment outlook. Yet, despite threats of trade wars and uncertainty around the world, there were market highs. Read on to find out more about some of the factors that influenced investment markets. As investment markets are experiencing volatility, it’s [...]

    Published On: March 3, 2025
  • Thinking about investing in crypto? You need to be aware of these signs of a scam

    As some cryptocurrencies have delivered large returns in the past, you may be more likely to overlook red flags when you’re assessing an investment opportunity. Yet falling victim to a scam could leave you out of pocket and affect your mental wellbeing, so being aware of the warning signs could [...]

    Published On: March 3, 2025
  • Why ongoing financial advice could ease your mental load

    Handling finances is a part of life and something that most people do, but that doesn’t mean it isn’t stressful. Indeed, many people don’t feel confident making financial decisions, and financial advice could ease their mental load. Even when you’re relatively comfortable, managing your finances can be a cause of [...]

    Published On: March 3, 2025
  • The potential perils of accessing your pension at 55

    Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You may start thinking about giving up work, withdrawing a lump sum to pursue a goal, or using your pension to boost your regular income. It’s an exciting time, but it’s [...]

    Published On: March 3, 2025
  • How financial planning could help you overcome decision paralysis

    How long do you leave essential tasks on your to-do list? If you’ve put off tasks because they feel overwhelming, you’re not alone, but delays could be harmful. Read on to find out how financial planning may help you overcome decision paralysis. According to a January 2025 study from the [...]

    Published On: March 3, 2025
  • 6 estate planning lessons you could learn from the Murdoch family dispute

    The Murdoch family’s messy dispute over who will retain control of Rupert Murdoch’s media empire when he passes away has been grabbing headlines. While your affairs might not be in the spotlight, the case offers some useful insight into how to avoid family disputes. Following his second divorce in 1999, [...]

    Published On: March 3, 2025
  • Guide: 7 allowances you might want to use before the end of the 2024/25 tax year

    When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, [...]

    Published On: February 25, 2025
  • Guide: 5 key financial planning steps to consider during a divorce

    Going through a divorce can be incredibly emotionally challenging, but it may also represent the beginning of a new phase of your life. When starting a new chapter, it’s important to consider your financial plan, review your goals, and prepare for any challenges you might face in the future. This [...]

    Published On: December 23, 2024
  • 10 of the world’s best destinations to travel to during winter in the UK

    It’s not hard to argue that winter is a magical period. In northern hemisphere countries like here in the UK, it’s the time of year when cities sparkle with festive lighting, snow dusts dramatic landscapes, and much of the globe slows down to celebrate what is really important to them. [...]

    Published On: December 18, 2024
  • The pros and cons of choosing joint life insurance

    If you and your partner are considering taking out life insurance, one question you may want to answer is: Would single or joint life insurance be better suited to us? Life insurance is a type of financial protection that would pay out a lump sum if you passed away during [...]

    Published On: December 12, 2024
  • Financial fears could be holding back millions of retirement dreams

    Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too soon is a risk for some retirees, it could also mean you miss out on the lifestyle or experiences you’ve been looking forward to. According to [...]

    Published On: December 12, 2024