Insights

Insights

  • 5 stunning winter destinations that are perfect for a last-minute break

    It’s not too late to book a holiday to explore a new destination in 2025. In fact, the colder months could be the perfect time to jet off to admire incredible winter vistas. If you need some winter destination inspiration, here are five options that could leave you in awe. [...]

    Published On: September 10, 2025
  • Investment market update: August 2025

    While global government policy – particularly US trade tariffs – continued to influence the value of investments in August 2025, many markets experienced less volatility compared to the start of the year. Read on to discover what factors may have affected the performance of your investments in August 2025. Hopes [...]

    Published On: September 10, 2025
  • 5 challenges a financial midlife MOT could help you overcome

    Your midlife can be an exciting time; you may have ticked off some goals or bucket list items and are looking forward to what the future holds. Yet, it might also present some new challenges. Arranging a financial midlife MOT could help you overcome obstacles and feel confident as you [...]

    Published On: September 10, 2025
  • 3 ways behavioural bias could affect your approach to estate planning

    Financial biases are often linked to investing. However, subconscious tendencies can affect many aspects of your finances, including your estate plan. An estate plan sets out how your assets will be managed during your lifetime and distributed after your death. It might include writing a will or creating a trust [...]

    Published On: September 10, 2025
  • Don’t have a will? Here’s how your estate would be distributed under intestacy rules

    A June 2025 article by Today’s Wills & Probate revealed a 25% rise in people dying without a valid will between 2020/21 and 2023/24. If writing your will is something you haven’t tackled yet, it could mean your assets are distributed in a way that doesn’t align with your wishes. [...]

    Published On: September 10, 2025
  • How pension and Inheritance Tax policy changes could affect your legacy

    From April 2027, pensions are expected to fall within your estate and could be liable for Inheritance Tax (IHT). That date might seem far away, but the policy change has the potential to significantly affect your estate plan, so thinking about it now could be useful. While the policy change [...]

    Published On: September 10, 2025
  • Guide: Revealed: The value of financial planning

    Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want. When you think about financial planning, you might initially focus on the financial element. Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get [...]

    Published On: August 28, 2025
  • Guide: Planning for a longer life: Wellbeing tips and financial management strategies

    Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances. Maintaining your physical and mental wellbeing over a longer life requires [...]

    Published On: July 25, 2025
  • Guide: What the Back to the Future ripple effect could teach you about financial planning

    It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well.  One of the plot devices in Back to the Future [...]

    Published On: June 30, 2025
  • Investment market update: May 2025

    Uncertainty continued to lead to market volatility in May 2025. However, there was some good news for investors as some markets recovered the losses they experienced in April 2025. Read on to find out more and what factors may have influenced your portfolio’s performance recently. While market movements may be [...]

    Published On: June 4, 2025
  • How technology could be harming your investment decisions

    Technology has made it easier than ever to invest and review the performance of your portfolio. Yet, it could also be harming your decision-making skills and the way you approach managing your finances. Understanding when and how technology has the potential to negatively affect your investments could mean you’re better [...]

    Published On: June 4, 2025
  • 4 steps that could recession-proof your retirement

    If you’ve been keeping up with the news recently, you’ll likely know that global economic growth is under increasing pressure. In February 2025, the Bank of England halved its forecast for UK growth this year from 1.5% to just 0.75%, the BBC reports. Meanwhile, the Guardian reveals that US Gross [...]

    Published On: June 4, 2025