Insights

Insights

  • Why your social life could be just as important as your health

    If you were trying to improve your health and wellbeing, what would you think about changing? Your first instinct may be to eat healthier foods or exercise more frequently. However, new research suggests that your social life might play a more important role in your overall health than you may [...]

    Published On: September 5, 2024
  • Study: Greater freedom means money can buy happiness

    A new study has disputed the saying “money can’t buy happiness”. In fact, the research suggests the opposite is true, money can buy happiness, but it isn’t as simple as accumulating as much wealth as possible. According to the Guardian, a study from the University of Pennsylvania found a strong [...]

    Published On: September 5, 2024
  • The gender protection gap: Do you have enough cover?

    Research suggests that women are less likely than men to take out income protection. This trend could mean women are more vulnerable to financial shocks and is a useful reminder to check how you’d cope if the unexpected happened. According to a report from Royal London, while women are more [...]

    Published On: September 5, 2024
  • How to join the pension treasure hunt and discover “lost” savings

    You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to find out why you might have lost pensions and how to rediscover them. 27 October 2024 marks National Pension Tracing Day and the campaign urges you to [...]

    Published On: September 5, 2024
  • How “lifestyle financial planning” could help you reach your goals

    Effectively managing your finances to get the most out of your assets often means going beyond paying into a pension regularly or selecting a fund to invest through. That’s why lifestyle financial planning could help you better align your finances with the life you want to lead now and in [...]

    Published On: September 5, 2024
  • Guide: How an Olympic mindset could help you manage your finances effectively

    What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their approach and mindset play an important role in their achievements too.  An athlete’s mentality will have a huge effect on how they pursue goals and their ability [...]

    Published On: July 23, 2024
  • What a Labour government could mean for your finances

    In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK prime minister after 14 years of Conservative government. The new chancellor, Rachel Reeves, has already pledged to “fix the foundations” of the British economy [...]

    Published On: July 9, 2024
  • 4 cultures that could teach you about embracing older age

    Growing older can pose many physical, emotional, and spiritual challenges that are not always best supported by the society you live in. While no one culture has perfected the rite of passage into later life, there are elements from different traditions that show how old age can be welcomed. Some [...]

    Published On: June 20, 2024
  • Explained: When do you need to declare the interest earned on savings?

    Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest you’ve earned, and how to pay it if you are liable. According to online bank Marcus, 71% of people were not aware that the interest [...]

    Published On: June 19, 2024
  • 3 practical ways you could reduce your tax bill in retirement

    The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there might be some steps you can take to reduce your tax bill. The Personal Allowance is the amount of income you can receive before you usually [...]

    Published On: June 19, 2024
  • What 70 years of BBC news bulletins could teach you about investment markets

    70 years ago, the BBC broadcast its first daily television news programme. Since then, round-the-clock news has become available, and you can get the latest headlines with a few taps on your smartphone. While being connected can be positive, for investors, it can make periods of volatility and choosing an [...]

    Published On: June 19, 2024
  • Making your present part of your financial plan could enhance your life

    As financial planners, we often talk about the importance of working towards long-term goals and security. As part of your financial plan, you might be putting money into a pension for retirement or building an emergency fund to safeguard your finances if you experience a shock. Considering your long-term ambitions [...]

    Published On: June 19, 2024