Insights

Insights

  • What a Labour government could mean for your finances

    In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK prime minister after 14 years of Conservative government. The new chancellor, Rachel Reeves, has already pledged to “fix the foundations” of the British economy [...]

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    Published On: July 9, 2024
  • 4 cultures that could teach you about embracing older age

    Growing older can pose many physical, emotional, and spiritual challenges that are not always best supported by the society you live in. While no one culture has perfected the rite of passage into later life, there are elements from different traditions that show how old age can be welcomed. Some [...]

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    Published On: June 20, 2024
  • Explained: When do you need to declare the interest earned on savings?

    Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest you’ve earned, and how to pay it if you are liable. According to online bank Marcus, 71% of people were not aware that the interest [...]

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    Published On: June 19, 2024
  • 3 practical ways you could reduce your tax bill in retirement

    The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there might be some steps you can take to reduce your tax bill. The Personal Allowance is the amount of income you can receive before you usually [...]

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    Published On: June 19, 2024
  • What 70 years of BBC news bulletins could teach you about investment markets

    70 years ago, the BBC broadcast its first daily television news programme. Since then, round-the-clock news has become available, and you can get the latest headlines with a few taps on your smartphone. While being connected can be positive, for investors, it can make periods of volatility and choosing an [...]

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    Published On: June 19, 2024
  • Making your present part of your financial plan could enhance your life

    As financial planners, we often talk about the importance of working towards long-term goals and security. As part of your financial plan, you might be putting money into a pension for retirement or building an emergency fund to safeguard your finances if you experience a shock. Considering your long-term ambitions [...]

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    Published On: June 19, 2024
  • How a financial plan could alleviate your inflation worries

    The uncertainty of how the cost of living will change during your lifetime can make long-term planning difficult. After all, how can you be certain how your expenses will change in 20 years or more? If you’re worried about the effect of inflation on your security, a financial plan could [...]

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    Published On: June 19, 2024
  • Guide: How to find purpose and get the most out of your retirement

    Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll make use of the extra time, or you’ve already planned an adventure to kickstart your life after work. Yet, for many people, retirement can be a difficult adjustment. [...]

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    Published On: June 7, 2024
  • Guide: 7 valuable behaviours for successful investing

    How do you grow your wealth when you’re investing? Choosing the “right” investments is just one of the ingredients needed for success. Indeed, your mindset and behaviours could have a much larger effect on the outcomes of your investments than you might think. Your approach to investing could influence the [...]

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    Published On: April 3, 2024
  • Investment market update: February 2024

    While many economies are still struggling with high inflation there are signs that the pace is starting to slow, which could pave the way for interest rate cuts later this year. To reflect this, the OECD has lifted its 2024 global growth forecast by 0.3%, when compared to the end [...]

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    Published On: March 14, 2024
  • 3 savvy tips that could help you pay off your mortgage sooner

    Paying off their mortgage is a goal for many homeowners, and research shows that more households now own their property outright. If you’re still making mortgage repayments, read on to find out how you could pay off your mortgage quicker. According to a report in IFA Magazine, the number of [...]

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    Published On: March 14, 2024
  • Here’s what you need to know about the “Magnificent Seven” stocks that are driving the market

    The Magnificent Seven might conjure up images of the 1960s Western film or its 2016 remake, but there’s a new group in town – seven technology companies that outgained the market in 2023. Read on to find out more about these companies and the effect they’re having. The S&P 500 [...]

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    Published On: March 14, 2024