Insights

Insights

  • Guide: Everything you need to know about annuities when creating a retirement income

    When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you with a reliable income.  If you’re not sure how annuities work or if they could be right for you, this [...]

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    Published On: January 30, 2024
  • Guide: 7 allowances you might want to use before the end of the 2023/24 tax year

    When a new tax year starts, many allowances reset. So, checking if you could make use of allowances before Friday 5 April 2024, when the 2023/24 tax year ends, might be valuable. This guide explores some of the allowances that could help your money go further. You might discover you [...]

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    Published On: January 23, 2024
  • Investment market update November 2023

    While inflation is starting to ease in economies around the world, there are still signs of economic challenges ahead. Read on to find out what affected investment markets in November 2023.  UK  In November, chancellor Jeremy Hunt delivered the Autumn Statement. Despite media suggestions that Inheritance Tax would be abolished, [...]

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    Published On: December 1, 2023
  • 10 digital gifts if you need a last-minute Christmas present

    As Christmas approaches, so does the inevitable stress of gift buying. On top of finding presents for your loved ones, there’s always one person you forget.  Whether they’re an unexpected addition to the family party or you simply want an extra treat for your friends, you may need to quickly [...]

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    Published On: December 1, 2023
  • 3 helpful ways effective financial planning could ease health fears

    NHS waiting lists have reached a record high and a survey suggests people are worried about the effect it could have on the care they would receive if they faced an illness. It’s a concern financial planning could help ease. The BBC reports that 7.75 million people are waiting for [...]

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    Published On: December 1, 2023
  • The families of 6 in 10 over-75s could face challenges if they lose mental capacity

    A survey suggests more than half of people aged over 75 haven’t arranged a Lasting Power of Attorney (LPA). It’s an oversight that could mean their families may not be able to make decisions on their behalf if they lost mental capacity. MoneyAge report that research from Just Group revealed [...]

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    Published On: December 1, 2023
  • 2 Autumn Statement announcements you may have missed that could simplify your finances

    Jeremy Hunt delivered his second Autumn Statement as chancellor on 22 November 2023. While the headline news was cuts to National Insurance rates for employees and self-employed workers, there may have been less attention-grabbing changes that could make your finances easier to manage. Read on to discover how ISA and [...]

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    Published On: December 1, 2023
  • The number of pension savers risking a charge by exceeding the Annual Allowance soars 20%

    Some pension savers may have unwittingly exceeded a tax allowance and could now face a higher bill, figures suggest. According to HMRC data, the number of people exceeding the Annual Allowance increased by almost 20% in 2021/22 when compared to just a year earlier. The HMRC figures show more than [...]

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    Published On: December 1, 2023
  • Guide: 10 incredible destinations to add to your bucket list

    Seeing more of the world makes up many people’s bucket lists. Whether you want to be left in awe of natural sights, immerse yourself in a different culture, or see a historic monument, there are plenty of destinations to choose from. Read our guide to discover 10 bucket list-worthy destinations [...]

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    Published On: November 27, 2023
  • Everything you need to know about the 2023 Autumn Statement

    On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s been a challenging year with inflation dominating headlines. While inflation has fallen, it’s still higher than the Bank of England’s 2% target at 4.6% [...]

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    Published On: November 22, 2023
  • E-zine: 10 life milestones that financial advice could help you navigate

    Financial advice can be valuable throughout your life, and it could improve your finances and your overall wellbeing. However, it might be particularly useful during milestone events where the decisions you make could affect your long-term finances. While they can be exciting, milestones can also present challenges and could mean [...]

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    Published On: November 14, 2023
  • The guide to using equity release to unlock property wealth later in life

    Your home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home. According to the Equity Release Council, the average new customer unlocking property wealth releases almost £60,000. [...]

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    Published On: November 6, 2023