Let’s face it the thought about sitting down to discuss things such as investments and pensions is hardly something anyone of us really looks forward to and is hardly a topic of conversation with your friends. This originally started out as an article about How To Become a Millionaire.  [...]

One of the unfortunate consequences of the coronavirus pandemic is a rise in scammers. During challenging times, scammers seek to take advantage of the uncertainty to con people out of their hard-earned money. Now, industry trade body the Association of British Insurers (ABI) is warning people to be on [...]

Do you find investments confusing? This short video will help to explain how the stock market works.     • Please note that the value of investments can go up and down so you may get back less than you invested • This video content is for general information [...]

How to Get Everything You Ever Wanted What do you want from life I asked some of my friends this recently and their answers were largely the same: to work less; to see the world; to retire early; to win the lottery. In reality, we may all want different [...]

Planning Your Exit Strategy We’ve all heard business owners say: “my business is my pension”.  But, how many of them have an actual plan or is it just an indefinable belief that they will be able to sell at some future point. In order to ensure that your exit [...]

Intergenerational Wealth Planning As the old saying goes, the only things certain in life are death and taxes. Then, to rub salt into the wound, there’s a system in place that taxes us even further in death. Welcome, ladies and gentlemen, to the thorny issue of inheritance tax. What [...]

I am absolutely delighted and humbled to have appeared in VouchedFor’s 2019 Guide to the UK’s Top Rated Financial Advisers which was distributed in The Times on Saturday 23rd February. Only 1,171 financial and mortgage advisers qualified for this recognition. To put this in perspective this represents 4.5% of [...]

This use to be a question I received… a lot. Not so much now, but certainly in my mid-twenties I had this same conversation a number of times with people, often in a bar, when I was meeting someone new. The conversation often went like this: Other person: "So [...]

The truth about money is going to surprise you. It will probably be more of a surprise based on the fact I'm a financial adviser. The thing is, I can't really cover The Truth About Money in just one blog. Therefore, I plan to discuss the elements about the [...]

There is a constant battle we all face. Current self v future self. Should I eat that doughnut? Should I have a lie in rather than go to the gym in the morning? Shall I make this purchase on my credit card now or should I save up to [...]

You all have a medical doctor (your GP) but who is your Financial Doctor? If you indulge me in a bit of background for a few moments I will explain this. The recent blogs spoke about insurance and the need to review policies regularly. Life insurance is something many [...]

They say it's unlucky for some. It was for my uncle. On Friday 13th April, aged only 61 years he suffered a heart attack which brought his life to a premature end. This photo was taken just after the funeral. I spoke about insurances in my last blog and [...]