Insights

Insights

  • 7 useful tips for embracing the circular economy at home

    Did you know the UK generates more than 220 million tonnes of waste a year? Of that waste, around 44% is recycled, but a large proportion goes to landfill. Read on to discover how embracing the circular economy could reduce waste.  Not only is a huge amount of waste going [...]

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    Published On: September 15, 2023
  • Report: 1 in 5 people will be living with a major illness in 2040

    New research suggests more people will be living with a major illness in the future and it could place pressure on health services. It may also have implications for household finances over the long term.  A report from the Health Foundation's REAL Centre suggests 9.1 million people will be living [...]

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    Published On: September 15, 2023
  • 7 practical reasons to make a Lasting Power of Attorney now

    A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability to make decisions on your behalf. Yet, a survey in the Independent, found that less than half of married couples have an LPA.   If it’s something you don’t [...]

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    Published On: September 15, 2023
  • 2 excellent ways you could boost your State Pension

    While the State Pension may not be your main source of income in retirement, it’s often an important one. If you’re not on track to receive the full amount, there might be things you could do to boost it. For 2023/24, the full new State Pension is £203.85 a week, [...]

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    Published On: September 15, 2023
  • Should you take your pension tax-free lump sum to kickstart retirement?

    When you access your pension, you can often take a tax-free lump sum. While this may seem an attractive way to fund your early retirement plans, there are some essential things you need to consider first. You can usually access your pension from the age of 55, rising to 57 [...]

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    Published On: September 15, 2023
  • Intergenerational wealth planning: Your options when passing on wealth to the next generation

    Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth planning could help you create a plan that suits you and your loved ones. There’s more than one way to pass on wealth to your family. Each option [...]

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    Published On: August 17, 2023
  • Remortgaging: The essential steps you should take when your mortgage ends

    If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential things you need to know. The government previously estimated 57% of fixed-rate mortgages ending in 2023 had an interest rate below 2%. When these mortgage deals end, it’s [...]

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    Published On: June 27, 2023
  • 7 beautiful European destinations if you want to explore nature

    It’s that time of the year when you may be dreaming about booking a summer holiday. The warmer weather is the perfect opportunity to get outdoors and explore nature. You don’t have to go on a long-haul flight to experience incredible landscapes – these seven destinations are all in Europe.  [...]

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    Published On: June 14, 2023
  • Research: Money can buy happiness but what you spend it on matters

    Everyone has heard the saying “money can’t buy happiness”, but research suggests it’s not accurate.  According to a study from The Greater Good Science Center in the US, spending money can boost your wellbeing. However, simply heading to the shop and splurging on the latest technology or new clothes doesn’t [...]

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    Published On: June 14, 2023
  • Why inaction is a crucial part of successful investing

    When you think about investing, it’s probably the actions you take that come to mind. That could be researching a fund or actively investing in a company by purchasing shares. However, the steps you don’t take are just as important for your portfolio to be successful. That may sound strange, [...]

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    Published On: June 14, 2023
  • 4 essential estate planning steps you should take if your family is blended

    If you’re part of a blended family, it can make some decisions more complex, especially when you start to consider how to pass on wealth and provide for the people that are important to you. Don’t ignore the potential challenges, as being proactive could improve the financial security of you [...]

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    Published On: June 14, 2023
  • Should you lock in your savings interest rate now?

    Over the last 18 months, interest rates have increased and the rate your savings could earn has slowly been rising. However, with some experts predicting they will begin to fall towards the end of the year, should you lock in an interest rate now? Double-digit inflation figures have led to [...]

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    Published On: June 14, 2023