Insights

Insights

  • Over 55s planning once in a lifetime experiences, but could finances hold back aspirations?

    While the mantra might be “life begins at 40”, over 55s are planning to live their life to the fullest as Covid-19 restrictions lift. Retirement might be associated with taking it easy and putting your feet up, but over 55s are planning to explore new places and tick other [...]

    Read More
    Published On: June 15, 2021
  • How to check if you’re owed anything from the State Pension

    You may have seen the recent news that thousands of people have been underpaid by the State Pension. If it’s affected you, it could mean you’ll receive a lump sum and higher State Pension payments in the future. Read on to find out more and how you can check [...]

    Read More
    Published On: June 15, 2021
  • Retiring in 2021? Planning is key as two-thirds risk depleting their pension savings

    If you’re planning to retire this year, do you know how long your pension will last? Your pension savings will have an impact on the lifestyle you can afford and your financial security later in life. Yet, research indicates that two-thirds of retirees risk running out of money. According [...]

    Read More
    Published On: June 15, 2021
  • Your retirement choices: how to generate an income in later life

    Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you have more responsibility for generating an income later in life and it’s important to understand what your options are. Our latest guide explains the basics you need to [...]

    Read More
    Published On: May 28, 2021
  • Guide: 10 things that could increase the value of your property

    Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home [...]

    Read More
    Published On: May 11, 2021
  • How has Covid-19 affected ESG investing? Signs suggest it could become mainstream

    In 2020, Covid-19 dominated the headlines. There were concerns that it would mean some of the challenges and opportunities ESG investing represents would fall to the wayside. However, in many cases, the pandemic has actually moved ESG investing up the agenda. “ESG investing” refers to making investment decisions that consider [...]

    Read More
    Published On: March 25, 2021
  • 7 powerful investment lessons from Warren Buffett

    The pandemic has led to more people taking control of their finances and investing. If you’re looking for some investing tips, the following pearls of wisdom from Warren Buffett are a great place to start. Known as a businessman and philanthropist, Warren Buffett consistently ranks on lists of the [...]

    Read More
    Published On: March 25, 2021
  • The history of investing: What the past can teach us about market cycles

    2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected stock markets and investment portfolios. The stock market volatility experienced a year ago will be fresh in the mind of investors, but the crash wasn’t unique. Investors have [...]

    Read More
    Published On: March 25, 2021
  • 5 steps to take for successful business succession planning to prime your firm for growth

    No matter the size of your business, some key people ensure its smooth running and growth. Without these people, even successful companies can face difficulties. Creating a business succession plan is an essential step for business owners. A succession plan is a strategy for developing future leaders within a [...]

    Read More
    Published On: March 25, 2021
  • Can money buy happiness? It’s the freedom to reach goals that adds value to your life

    Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security brings can deliver happiness and improve wellbeing. This latest study refutes often cited research, which claims money could buy happiness but only up to a point. A 2010 paper [...]

    Read More
    Published On: March 25, 2021
  • 8 pension mistakes that could affect your retirement

    Saving for retirement should be part of your financial plan and can help you secure the lifestyle you’re looking forward to. But watch out for these eight pension mistakes, which could ruin your plans. 1. Putting off paying into a pension The sooner you start paying into a pension [...]

    Read More
    Published On: March 25, 2021
  • Budget 2021 – The winners and losers

    A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion1 package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion1 shoring up the UK economy. As the chancellor [...]

    Read More
    Published On: March 5, 2021