Insights

Insights

  • Can money buy happiness? It’s the freedom to reach goals that adds value to your life

    Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security brings can deliver happiness and improve wellbeing. This latest study refutes often cited research, which claims money could buy happiness but only up to a point. A 2010 paper [...]

    Published On: March 25, 2021
  • 8 pension mistakes that could affect your retirement

    Saving for retirement should be part of your financial plan and can help you secure the lifestyle you’re looking forward to. But watch out for these eight pension mistakes, which could ruin your plans. 1. Putting off paying into a pension The sooner you start paying into a pension [...]

    Published On: March 25, 2021
  • Budget 2021 – The winners and losers

    A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion1 package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion1 shoring up the UK economy. As the chancellor [...]

    Published On: March 5, 2021
  • Your 2021 Budget summary

    On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led [...]

    Published On: March 5, 2021
  • Guide: Behavioural biases, and how they affect your financial decisions

    Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a fascinating overview of how our behavioural biases can affect the decisions we make. It could help you better understand your own decisions and what you can [...]

    Published On: February 26, 2021
  • The 2020/21 end of the tax year guide

    The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money. Our guide [...]

    Published On: January 22, 2021
  • 7 tips for sticking to your new year’s resolution

    ‘New year, new me,’ goes the common saying. The start of a new year is often seen as a time to reinvent yourself and make plans towards goals. With 2020 causing so many setbacks and challenges, you may be thinking about setting a new year’s resolution to start 2021 [...]

    Published On: December 10, 2020
  • Travel trends for 2021

    This year has meant cancellations and a need to rearrange travel plans thanks to Covid-19. Now, as vaccines have been unveiled, you may be thinking about where you can visit in 2021. Whether you hope to visit a destination you’ve visited before or somewhere new, the pandemic may influence [...]

    Published On: December 10, 2020
  • Research finds that Brits are worryingly exposed to financial shocks

    Even carefully laid financial plans can go astray. Financial shocks, such as losing your job or being too ill to work, can affect your financial security. Yet, figures show many Brits aren’t taking the necessary steps to improve their financial resilience. A financial shock can cause short-term stress and [...]

    Published On: December 10, 2020
  • How to spot a scam as the number of warnings rise

    Spotting and avoiding financial scams feature in the news a lot. But as scammers become more sophisticated, the number of victims continues to rise. While many of us think we’d easily spot the red flags, it’s easy to fall victim, especially if you’ve got other things on your mind. [...]

    Published On: December 10, 2020
  • Lasting Power of Attorney: Why is it something we put off?

    Naming a Lasting Power of Attorney is something that we should all do. It’s something that can provide us with security if we’re unable to make decisions. While it’s often something that’s associated with being elderly, it’s just as important for younger generations to take this step too. A [...]

    Published On: December 10, 2020
  • Why life expectancy matters when planning your retirement

    When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re likely to be planning how you’ll spend your time now you’ve reached the milestone. But life expectancy is an important part of retirement planning. Life expectancy is rising. And [...]

    Published On: December 10, 2020