Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience. The average investor might benefit from a long-term approach When you think about the most important skills in investing, you might consider the ability to choose [...]

Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how you might mitigate a potential bill. Currently, pensions are usually [...]

Just over three months after her lengthy Autumn Budget, chancellor Rachel Reeves has addressed the House of Commons and delivered the government’s 2026 Spring Statement. Ahead of the Statement, Reeves reinforced the government’s commitment to “one fiscal event, one Budget, a year”. So, it will come as a relief to [...]

The new tax year will start on 6 April 2026, and many of your important allowances and exemptions will reset. Checking whether you could use these valuable allowances before the end of the 2025/26 tax year on 5 April 2026 might help your money go further. Before you make any [...]

Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026. Markets experienced highs, but geopolitical tensions continue to cause volatility On 2 January, the first [...]

With a rising number of people embracing solo travelling, it could well be something you’re considering. Even though it might seem like an experience for younger people, it’s never too late to try exploring a new destination by yourself. If it’s on your agenda but you’re a little nervous, read [...]

If you’re a business owner thinking about your long-term plans, you might have already considered the ways you could exit your company. Employee Ownership Trusts (EOTs) have become a common way to transfer ownership of your business to your valued employees. However, if you’ve been following the news lately, you [...]

Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and 16. However, the delivery was inconsistent, as the requirement wasn’t mandatory across all schools. Now, as part of a curriculum assessment, a stronger approach to financial literacy lessons is being adopted. [...]

Spending money with purpose can improve your wellbeing. With International Day of Happiness taking place on 20 March 2026, now is the perfect time to think about how you want to use your wealth in a meaningful way, taking inspiration from renowned actor Michael Sheen. Often, people think about financial [...]

There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk against your goals. Last month, you read about the importance of defining what success means for you. With your goals outlined, [...]

After a year filled with uncertainty and rising trade tensions, markets were calmer in December 2025. Find out what may have affected the performance of your portfolio at the end of the year. Market volatility eased in December 2025 Markets were downbeat at the start of the month. Most European [...]

You might already know that salary sacrifice can be a practical way for your employees to bolster their retirement funds, while reducing their tax liability. However, in the 2025 Autumn Budget, the government announced changes to how salary sacrifice is treated for National Insurance (NI) purposes. From April 2029, a [...]