Intergenerational Wealth Planning As the old saying goes, the only things certain in life are death and taxes. Then, to rub salt into the wound, there’s a system in place that taxes us even further in death. Welcome, ladies and gentlemen, to the thorny issue of inheritance tax. What [...]

I am absolutely delighted and humbled to have appeared in VouchedFor’s 2019 Guide to the UK’s Top Rated Financial Advisers which was distributed in The Times on Saturday 23rd February. Only 1,171 financial and mortgage advisers qualified for this recognition. To put this in perspective this represents 4.5% of [...]

This use to be a question I received… a lot. Not so much now, but certainly in my mid-twenties I had this same conversation a number of times with people, often in a bar, when I was meeting someone new. The conversation often went like this: Other person: "So [...]

The truth about money is going to surprise you. It will probably be more of a surprise based on the fact I'm a financial adviser. The thing is, I can't really cover The Truth About Money in just one blog. Therefore, I plan to discuss the elements about the [...]

There is a constant battle we all face. Current self v future self. Should I eat that doughnut? Should I have a lie in rather than go to the gym in the morning? Shall I make this purchase on my credit card now or should I save up to [...]

You all have a medical doctor (your GP) but who is your Financial Doctor? If you indulge me in a bit of background for a few moments I will explain this. The recent blogs spoke about insurance and the need to review policies regularly. Life insurance is something many [...]

They say it's unlucky for some. It was for my uncle. On Friday 13th April, aged only 61 years he suffered a heart attack which brought his life to a premature end. This photo was taken just after the funeral. I spoke about insurances in my last blog and [...]

Yes you're right - I am a financial planner so why am I talking about pets? Bear with me on this and it will all become clear shortly! For those of you not familiar with the movie, The Secret Life of Pets is a Toy Story-esque theme in so [...]