Insights

Insights

  • Investment market update: February 2022

    Throughout February, tensions between Russia and western countries caused concern for investors. As Russia invaded Ukraine, stock markets around the world fell and it’s expected that volatility will continue. If you’re an investor, remember to keep a long-term outlook when reviewing your portfolio, and if you have any questions, we’re [...]

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    Published On: March 14, 2022
  • School fee rise outpaces inflation. It’s more important than ever to start saving early

    School fees are rising. If you plan to send your child to a private school, calculating the potential expenses and creating a saving plan early can make all the difference. Inflation has been making the headlines after the cost of living increased by 5.5% in the 12 months to January [...]

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    Published On: March 14, 2022
  • 1 in 3 people say financial protection is too expensive, but can you afford to overlook it?

    Financial protection can provide you with a lump sum or regular income when you need it most, for example, if you’re unable to work due to a long-term illness. Research finds it’s something many people are putting off because they deem it too expensive, but you might be surprised by [...]

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    Published On: March 14, 2022
  • Business owners, is your firm vulnerable to scams? The amount lost to fraud has increased by 35%

    As a business owner, have you thought about how vulnerable your firm is to scams? The pandemic has led to many businesses changing how they operate, and fraudsters are taking advantage. According to the latest UK Finance figures, covering the first half of 2021, fraud against businesses has increased by [...]

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    Published On: March 14, 2022
  • 5 things the FIRE movement has in common with financial planning

    The FIRE movement is a small but growing lifestyle movement. It stands for “financial independence, retire early”, and challenges the traditional path of working until you’re in your 60s before retiring. While the steps FIRE members take can be extreme, it does share some of its core principles with financial [...]

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    Published On: March 14, 2022
  • Why retirees need to consider the effect of inflation on their long-term income

    As you may know, inflation (or the “cost of living”) has been rising at a faster pace than usual. If you’re retired, the effect of inflation can be more pronounced and it’s important to understand how it could affect your lifestyle now and in the future. The Bank of England [...]

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    Published On: March 14, 2022
  • Guide: 5 important lessons that Napoleon can teach you about growing your wealth

    In 1793, a vast army of the French First Republic locked horns with a combined force of Royalists and their foreign allies at the port city of Toulon. It was in this battle that a young artillery officer caught the attention of his superiors, demonstrating not only a high [...]

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    Published On: February 15, 2022
  • Your complete 2021/22 end of tax year guide

    The 2021/22 tax year ends on Monday 5 April 2022. This is the date when many allowances reset, and it could be your last opportunity to make use of some of them. Keeping track of how you’ve used your allowances can reduce your tax liability and help you boost [...]

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    Published On: January 21, 2022
  • Do you have realistic investment expectations?

    When you invest, how much do you expect to receive in return? A survey suggests that some investors have unrealistic expectations that could affect their long-term financial security. Research from Aegon found that half of UK adults have put money into investments because interest rates are low. While this can [...]

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    Published On: December 21, 2021
  • Guide: Building a nest egg – How to create financial security for your children and grandchildren

    As a parent or grandparent, you may be thinking about ways you can build a nest egg for children or grandchildren. It’s a step that can give them financial security as they become independent. According to the Royal Mint’s 2021 Savings Report, 93% of parents say a savings account [...]

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    Published On: December 16, 2021
  • 7 positive habits that could improve your wellbeing

    As we head into a new year, it’s common to think about the changes you could make to your life to improve your wellbeing and reach your goals. Taking steps to instil positive habits at the start of 2022 could set you up for greater wellbeing in the long term. [...]

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    Published On: December 1, 2021
  • COP26: What does the outcome mean for investors?

    The UN Climate Change Conference (COP26) took place in November in Glasgow. The climate change summit brought together countries to discuss how they can tackle the global issue. It was the first time since COP21, which took place in 2015, that parties were expected to enhance their commitments to climate [...]

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    Published On: December 1, 2021