The pension gap between men and women is closing. But, once life expectancy is taken into consideration, women still need to save an extra £185,000 for retirement, on average, according to the Scottish Widows 2021 Women and Retirement report. The report finds that young women in their 20s today can [...]

Whether retirement is over a decade away or just around the corner, you could face significant challenges that may affect the lifestyle you want. Learning more about these potential obstacles and taking steps to reduce their impact now could make heading into retirement smoother. Almost half of people see retirement [...]

Pension tax relief has been boosting pension pots for 100 years. Over your working life, it’s an incentive that can add thousands of pounds to your retirement savings. While incredibly valuable, research suggests many high earners are still missing out on their full tax relief entitlement. Pension tax relief has [...]

“Employment is up, investment is growing, public services are improving, the public finances are stabilising, and wages are rising.” This is the backdrop against which Rishi Sunak presented the 2021 Autumn Budget. Promising “a stronger economy for the British people”, the chancellor outlined his taxation and spending proposals. Here’s a [...]

Search the internet and you’ll find a myriad of self-help sites aimed at helping you to improve your life and get the most out of it. Our latest guide explores some practical steps you can take to improve your overall wellbeing now and in the future. Among the steps [...]

Technology has made it easier than ever for scammers to target victims, and the tactics they use are becoming more sophisticated. So, what can you do to protect yourself? Our latest guide has been released to coincide with Scams Awareness Fortnight and provides the information, tips, and red flags you [...]

You don’t have to go abroad to find beautiful scenery. If you want to relax on a beach, heading to Spain or further afield is likely to come to mind first, but the UK is home to some incredible beaches that are perfect for a summer trip. Travel abroad for [...]

If your business has multiple shareholders, what would happen if a shareholder became seriously ill or passed away? It could place the business in a challenging position and affect long-term plans, but as a business owner, it may be something you’ve overlooked. Thinking about a shareholder becoming ill or passing [...]

ESG (environmental, social and governance) investing is growing and it may be something you’re thinking about incorporating into your investment portfolio. But how do you know which opportunities are right for you? According to Alternative Investment, global sustainable funds now have just under $2 trillion in assets under management. [...]

While the mantra might be “life begins at 40”, over 55s are planning to live their life to the fullest as Covid-19 restrictions lift. Retirement might be associated with taking it easy and putting your feet up, but over 55s are planning to explore new places and tick other [...]

You may have seen the recent news that thousands of people have been underpaid by the State Pension. If it’s affected you, it could mean you’ll receive a lump sum and higher State Pension payments in the future. Read on to find out more and how you can check [...]

If you’re planning to retire this year, do you know how long your pension will last? Your pension savings will have an impact on the lifestyle you can afford and your financial security later in life. Yet, research indicates that two-thirds of retirees risk running out of money. According [...]