Insights

Insights

  • Two-thirds of retirees are planning a flexible retirement, but many don’t understand the potential tax implications

    More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life balance that suits you, it can lead to some tax implications that you need to consider. According to a report from abrdn, just a third [...]

    Published On: June 20, 2022
  • Your guide to inflation and how it can affect your wealth

    In the 12 months to April 2022, the rate of inflation was 9%. In simple terms, inflation means the cost of goods rise. The higher the rate of inflation, the quicker prices are rising. It can affect your day-to-day budget and your long-term wealth. “Inflation is taxation without legislation.” [...]

    Published On: June 15, 2022
  • 3 practical things to remember in times of economic uncertainty

    Over the last few months, you can’t have missed the tough economic headlines. You’ve also likely seen the impact of the global economy on your own finances. Whether it’s the rise in the energy price cap and the rate of National Insurance contributions (NICs), the increasing cost of goods and [...]

    Published On: June 6, 2022
  • The top 10 sporting events coming to the UK in summer 2022

    It’s fair to say that the UK is addicted to sport. After two years of events being affected by the Covid pandemic to some extent or another, there’s more of an excited air of anticipation than usual as we approach the summer. So, here’s a guide to 10 amazing [...]

    Published On: May 18, 2022
  • The useful guide to reaching your retirement goals

    Getting the most out of retirement and reaching your goals requires planning. Not thinking about your post-work years until you reach that milestone can mean that a retirement that promised much, falls short. While you might daydream about giving up work, pinning down the details, from your lifestyle to [...]

    Published On: April 13, 2022
  • Everything you need to know about the 2022 spring statement

    Against the backdrop of the continuing war in Ukraine, the chancellor has delivered his spring statement. The war has contributed to uncertainty in the global economy, with the Office for Budget Responsibility (OBR) saying that, “given the unfolding situation in Ukraine, there is unusually high uncertainty around the outlook”. Disruptions [...]

    Published On: March 23, 2022
  • Guide: The useful guide to decluttering your home and life

    Over time, you can pick up things that clutter your life and mean you aren’t living the lifestyle you want. It might be material items taking up space in your house, or even habits that mean you’re distracted from focusing on your important goals. Spring is often associated with [...]

    Published On: March 21, 2022
  • Investment market update: February 2022

    Throughout February, tensions between Russia and western countries caused concern for investors. As Russia invaded Ukraine, stock markets around the world fell and it’s expected that volatility will continue. If you’re an investor, remember to keep a long-term outlook when reviewing your portfolio, and if you have any questions, we’re [...]

    Published On: March 14, 2022
  • School fee rise outpaces inflation. It’s more important than ever to start saving early

    School fees are rising. If you plan to send your child to a private school, calculating the potential expenses and creating a saving plan early can make all the difference. Inflation has been making the headlines after the cost of living increased by 5.5% in the 12 months to January [...]

    Published On: March 14, 2022
  • 1 in 3 people say financial protection is too expensive, but can you afford to overlook it?

    Financial protection can provide you with a lump sum or regular income when you need it most, for example, if you’re unable to work due to a long-term illness. Research finds it’s something many people are putting off because they deem it too expensive, but you might be surprised by [...]

    Published On: March 14, 2022
  • Business owners, is your firm vulnerable to scams? The amount lost to fraud has increased by 35%

    As a business owner, have you thought about how vulnerable your firm is to scams? The pandemic has led to many businesses changing how they operate, and fraudsters are taking advantage. According to the latest UK Finance figures, covering the first half of 2021, fraud against businesses has increased by [...]

    Published On: March 14, 2022
  • 5 things the FIRE movement has in common with financial planning

    The FIRE movement is a small but growing lifestyle movement. It stands for “financial independence, retire early”, and challenges the traditional path of working until you’re in your 60s before retiring. While the steps FIRE members take can be extreme, it does share some of its core principles with financial [...]

    Published On: March 14, 2022