Insights

Insights

  • E-zine: 10 life milestones that financial advice could help you navigate

    Financial advice can be valuable throughout your life, and it could improve your finances and your overall wellbeing. However, it might be particularly useful during milestone events where the decisions you make could affect your long-term finances. While they can be exciting, milestones can also present challenges and could mean [...]

    Published On: November 14, 2023
  • The guide to using equity release to unlock property wealth later in life

    Your home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home. According to the Equity Release Council, the average new customer unlocking property wealth releases almost £60,000. [...]

    Published On: November 6, 2023
  • Guide: 7 useful questions if you plan to take a flexible income from your pension

    When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits your needs through flexi-access drawdown. A flexible income puts you in control and means you can adjust how much you withdraw from your pension [...]

    Published On: October 12, 2023
  • 10 magical life and money lessons you can learn from Disney

    The Walt Disney Company is celebrating a huge milestone – its 100th anniversary. On 16 October 1923, brothers Walt and Roy Disney set up Disney Brothers Cartoon Studio to produce films. From humble beginnings, the company has gone on to become one of the most recognisable brands in the world. [...]

    Published On: September 19, 2023
  • Investment market update: August 2023

    Globally, signs suggest the pace of inflation is slowing. However, businesses in some sectors are struggling and weighing on economies. Read on to discover some of the factors that affected investment markets in August 2023.  According to a Purchasing Managers’ Index (PMI) from JP Morgan, reports indicated that manufacturing in [...]

    Published On: September 15, 2023
  • 7 useful tips for embracing the circular economy at home

    Did you know the UK generates more than 220 million tonnes of waste a year? Of that waste, around 44% is recycled, but a large proportion goes to landfill. Read on to discover how embracing the circular economy could reduce waste.  Not only is a huge amount of waste going [...]

    Published On: September 15, 2023
  • Report: 1 in 5 people will be living with a major illness in 2040

    New research suggests more people will be living with a major illness in the future and it could place pressure on health services. It may also have implications for household finances over the long term.  A report from the Health Foundation's REAL Centre suggests 9.1 million people will be living [...]

    Published On: September 15, 2023
  • 7 practical reasons to make a Lasting Power of Attorney now

    A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability to make decisions on your behalf. Yet, a survey in the Independent, found that less than half of married couples have an LPA.   If it’s something you don’t [...]

    Published On: September 15, 2023
  • 2 excellent ways you could boost your State Pension

    While the State Pension may not be your main source of income in retirement, it’s often an important one. If you’re not on track to receive the full amount, there might be things you could do to boost it. For 2023/24, the full new State Pension is £203.85 a week, [...]

    Published On: September 15, 2023
  • Should you take your pension tax-free lump sum to kickstart retirement?

    When you access your pension, you can often take a tax-free lump sum. While this may seem an attractive way to fund your early retirement plans, there are some essential things you need to consider first. You can usually access your pension from the age of 55, rising to 57 [...]

    Published On: September 15, 2023
  • Intergenerational wealth planning: Your options when passing on wealth to the next generation

    Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth planning could help you create a plan that suits you and your loved ones. There’s more than one way to pass on wealth to your family. Each option [...]

    Published On: August 17, 2023
  • Remortgaging: The essential steps you should take when your mortgage ends

    If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential things you need to know. The government previously estimated 57% of fixed-rate mortgages ending in 2023 had an interest rate below 2%. When these mortgage deals end, it’s [...]

    Published On: June 27, 2023