Insights
Insights
Business owners, is your firm vulnerable to scams? The amount lost to fraud has increased by 35%
As a business owner, have you thought about how vulnerable your firm is to scams? The pandemic has led to many businesses changing how they operate, and fraudsters are taking advantage. According to the latest UK Finance figures, covering the first half of 2021, fraud against businesses has increased by [...]
5 things the FIRE movement has in common with financial planning
The FIRE movement is a small but growing lifestyle movement. It stands for “financial independence, retire early”, and challenges the traditional path of working until you’re in your 60s before retiring. While the steps FIRE members take can be extreme, it does share some of its core principles with financial [...]
Why retirees need to consider the effect of inflation on their long-term income
Guide: 5 important lessons that Napoleon can teach you about growing your wealth
Your complete 2021/22 end of tax year guide
Do you have realistic investment expectations?
When you invest, how much do you expect to receive in return? A survey suggests that some investors have unrealistic expectations that could affect their long-term financial security. Research from Aegon found that half of UK adults have put money into investments because interest rates are low. While this can [...]
Guide: Building a nest egg – How to create financial security for your children and grandchildren
7 positive habits that could improve your wellbeing
COP26: What does the outcome mean for investors?
The UN Climate Change Conference (COP26) took place in November in Glasgow. The climate change summit brought together countries to discuss how they can tackle the global issue. It was the first time since COP21, which took place in 2015, that parties were expected to enhance their commitments to climate [...]
The pension gap: Life expectancy means women need to save more for retirement
The pension gap between men and women is closing. But, once life expectancy is taken into consideration, women still need to save an extra £185,000 for retirement, on average, according to the Scottish Widows 2021 Women and Retirement report. The report finds that young women in their 20s today can [...]
5 retirement challenges you could face and what to do about them
Whether retirement is over a decade away or just around the corner, you could face significant challenges that may affect the lifestyle you want. Learning more about these potential obstacles and taking steps to reduce their impact now could make heading into retirement smoother. Almost half of people see retirement [...]
100 years of pension tax relief: Millions of high earners are still missing out
Pension tax relief has been boosting pension pots for 100 years. Over your working life, it’s an incentive that can add thousands of pounds to your retirement savings. While incredibly valuable, research suggests many high earners are still missing out on their full tax relief entitlement. Pension tax relief has [...]